Emerging Global Advisors, the ETF firm focused solely on developing economies, filed regulatory paperwork to market two more ETFs, one that it calls “Beyond BRICs,” and the other seeking exposure to domestic consumer demand in the developing world in general.

Both the EGShares Beyond BRICs ETF and the EGShares Emerging Markets Domestic Demand ETF are designed to focus on companies that “stand to benefit significantly from the strong industrial and consumption growth occurring in middle income nations around the globe,” the filing said.

They will each have net annual expense ratios of 0.85 percent, which includes a one-year fee waiver agreement, the filing with the Securities and Exchange Commission said. The company didn’t disclose tickers in the filing.

Emerging Global has had mixed success with its 19 ETFs. Its most

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Tags: Etfs

Facebook has taken its place as the number one social media site for businesses.  According to Hubspot Blog, 70% of all businesses use Facebook for marketing. With that said, how many of these pages are actually done well? Unfortunately, many companies still don’t know how to put their page together in a beneficial way.

As a free source for marketing and user generated content, a poorly designed page can put a real strain on your business’s marketing effectiveness. Even with 50% of marketers having less than one year experience, according to socialmediaexaminer.com, only 28% of businesses currently outsource their social media efforts.

It is speculated that the rarity of outsourcing is due to a general lack of knowledge around the idea of social media. So the question remains: Should you be a leader and hire outside of your company for your Facebook design?

Many experts have found that approximately 88% of businesses cite that their social media efforts have boosted general exposure, so it’s a question worth pondering. If tha

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Tags: Page, Page Designer

The web is awash with financial information resources. Don’t continue down the road of debt-dependent lifestyle to an unplanned future in these uncertain economic times. More importantly, don’t seek costly services, refinances, and reorganization of debt that promise to “help” you get out financial trouble without checking out free offerings first. Consider it your first step on the road to a more responsible financial life.

These days it’s hard to appreciate the United States Federal government, but the various departments and agencies offer a wide variety of resources to the American people. Many of which come in the form of free financial tools and advice. For instance, the U.S. Department of Housing and Urban Development provides cash-strapped home-owners with a whole host of advice of how to avoid foreclosure. The

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Tags: Future

Establishing goals is an important process for any organization. Without a realistic set of objectives to strive for, companies are merely at the whim of the moment and have no real dream to guide them in their decision-making. Without goals, everything is reduced to a slew of rigid financial considerations.

With that in mind, now is the best time of year to set some goals for yourself. The new year is an opportunity to start fresh and rethink any business strategies that may not be working. Perhaps it’s your marketing initiatives. Maybe you need to introduce a few employee training programs or inventory management policies. Whatever it is, take these last few weeks of the year to review what isn’t working and develop strategies to make them perform to your business’ standards.

“Resolutions aren’t destinations. They’re starting points,” writes René Shimada Siegel for Inc. magazine. “We

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Tags: Goals, Goals 2012

Say what you want about Tebow he has proven he is a competitor, a winner and the most important thing to him a strong Christian that doesnt ever stop believing.

Im wont sit here and pretend to you that Ive always been a Tim Tebow fan.  I used to think that he would never play in one NFL game.   Heh.

Insert foot in mouth.

Tebows strong beliefs and work ethic deserve respect no question.  And he certainly has mine now.

So what can we learn from Mr. Teb

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The short answer is no. It’s not uncommon for companies to want to factor their problem customer accounts. The obvious logic is that if you can shift the credit risk to another business why not do it?  The fact of the matter is that factoring companies are good at analyzing credit and they would probably catch invoices from problem customers before buying them anyways. And if they bough it, it would end up being a very expensive proposition for the client because factoring fees increase over time so the longer a customer takes to pay the more expensive it is for you. To add to it, many factoring contracts have a clause that requires a client to purchase invoices that are not paid within 90 days (this varies). So to sum it up, selling invoices from problem customers to a factoring company is always a bad idea.

If you have a problem customer, your best bet is to speak to an attorney or an expert in collections.  Howev

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Tags: Factor, Factor Customers